Aadhaar demand stuns insurance cover applicants


MUMBAI: Several applicants who wish to enrol for the Pradhan Mantri insurance schemes have been turned away for want of an Aadhaar card. Two Supreme Court orders of March 25, 2014, and March 16, 2015, dictate that the government can not link welfare schemes to Aadhaar card.May 30 is the deadline for signing up for the two insurance schemes. The Centre-launched schemes offer accident and life cover for a premium of Rs 12 and Rs 330 per annum, respectively.Jaywant Patil, who works with a PR firm in Borivli, approached the Yogi Nagar branch of Corporation Bank to sign up but could not do so.

“I have a voter’s I-card, PAN card and ration card, but none of these are acceptable,” Patil said.

The scheme helpline 1800-180-1111 also informed that an Aadhaar number was a must.


Eligibility Details

Any individual in the country in the age group 18 to 70 years with a aadhaar linked bank account(savings) is eligible to Join this govt scheme.

Note : Haven’t linked your bank account to aadhaar card yet? Click here to Do it Now

Note : An individual with multiple saving bank account is eligible to join this scheme under one savings bank account only

Required KYC Document

Aadhaar Card is the primary KYC document.

Pradhan Mantri Suraksha Bima Yojana

Highlights of the Pradhan Mantri Suraksha Bima Yojana (Pmsby – Scheme 1 – for Accidental Death Insurance) are
  • Eligibility: Available to people in age group 18 to 70 years with bank account.
  • Premium:Rs 12 per annum.
  • Payment Mode: The premium will be directly auto-debited by the bank from the subscribers account. This is the only mode available.
  • Risk Coverage:  For accidental death and full disability – Rs 2 Lakh and for partial disability – Rs 1 Lakh.
  • Eligibility: Any person having a bank account and Aadhaar number linked to the bank account can give a simple form to the bank every year before 1st of June in order to join the scheme.  Name of nominee to be given in the form.
  • Terms of Risk Coverage: A person has to opt for the scheme every year. He can also prefer to give a long-term option of continuing in which case his account will be auto-debited every year by the bank.
  • Who will implement this Scheme?: The scheme will be offered by all Public Sector General Insurance Companies and all other insurers who are willing to join the scheme and tie-up with banks for this purpose.
  • The premium paid will be tax-free under section 80C and also the proceeds amount will get tax-exemption u/s 10(10D).But if the proceeds from insurance policy exceed Rs.1 lakh , TDS at the rate of 2% from the total proceeds if no Form 15G or Form 15H is submitted to the insurer.

Also Read – How to Apply for Aadhaar Card


Aadhaar (alias UID – unique identity number), is not to be made mandatory for any government service according to repeated Supreme Court orders in September 2013, March 2014 and the latest on 16th March 2015. Recently in the apex court, the judge further reprimanded the central government, “It is your duty to ensure our orders are followed. You can’t say states are not following our order.”

If there are cases of anyone being denied an entitlement or government service because they don’t have aadhaar, please send a letter to the Supreme Court at their official postal address, fax
The Registrar,
Supreme Court of India,
Tilak Marg,
New Delhi-110 201 (India)
PABX NOS.23388922-24,23388942-44,
FAX NOS.23381508,23381584,23384336/23384533/23384447
and email: [email protected] (
At the head of the message, it would be wise to mention, “For the kind attention of Hon’ble Mr Justice Chelameswar and companion judges hearing the matter regarding Aadhaar, in the matter of Aruna Roy v. Union of IndiaWrit Petition (Civil) No. 833 of 2013″.
 I will request all of you to also write  complaints in the comments section of the blog post to keep a record of the complaints 
you can also end your complaint to me at- PLEASE DO SEND COPY OF YOUR COMPLAINTS TO [email protected] , after you  send your complaint to Supreme Court
you can also post on FB GROUP – SAY NO TO UID